1-year gold chart

carta kenaikan harga emas dalam tempoh setahun terkini...
dan dijangkakan ia akan naik lagi..
beruntunglah orang yang simpan lama-lama emas ni..
jom lah mula menyimpan..

"menyimpan emas asas kekayaan anda"




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Kelantan launches gold dinar

KOTA BARU (12/08/2010): Kelantan paved the way to become the first state to introduce the gold dinar and silver dirham currency.

Speaking when launching the Syariah currency Thursday, Mentri Besar Datuk Nik Abdul Aziz Nik Mat said the state would strive to expand the use of the gold dinar and silver dirham in all transactions, including paying civil servants' remuneration.

However, there were still many technicalities that had to be addressed by the state government, he told reporters after launching the dinar gold and silver dirham here. The dinar gold and silver dirham is managed by Kelantan Gold Trade (KGT), a subsidiary of Kelantan Mentri Besar Incorporated (PMBK).

In a symbolic gesture to mark the occasion, Nik Abdul Aziz handed over a gold dinar to PMBK chief executive officer Mustapha Salleh as payment of salaries to PMBK employees for the month. Nik Abdul Aziz, who is also PMBK chairman, said to date 1,000 traders had agreed to use the gold dinar and the dirham silver currency in their transactions, besides Lembaga Tabung Haji and Bank Islam Malaysia.

"There is no reason why transactions in syariah currency cannot be practised in the state as it was widely used thousands of years before the fall of the Ottoman Empire,"

he said, adding that other states were encouraged to use the currency. - Bernama

- MAIN MENU -
Dinar & Dirham Prices
Dinar & Dirham RM
1/2 Dinar RM290.5
1 Dinar RM581
2 Dinar RM1162
5 Dinar RM2905
8 Dinar RM4648

1 Dirham RM13
2 Dirham RM26
5 Dirham RM65
10 Dirham RM130
20 Dirham RM260



"menyimpan emas asas kekayaan anda"

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How does a currency collapse? And the U.S. $?

When a currency loses the confidence of its people, its fall becomes exponential, as has happened to the Zimbabwe $, where in 1982 one U.S.$ equalled 1 Zimbabwe $. Today around Z$200,000 buys one U.S. $ if you can find someone idiot enough to sell one for the Z$.

In day-to-day terms, the smallest note in Zimbabwe a Z$500 is the size of a U.S.$. The price of a single-ply sheet of toilet paper is more expensive at around Z$867.
sumber: www.goldforecaster.com

"menyimpan emas asas kekayaan anda"

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KELANTAN LAUNCHES DINAR & DIRHAM ON 12TH AUGUST 2010

This is the first time in the last 100 years, since the fall of the Ottoman Caliphate, when a Muslim government introduces Shariah Currency. Indeed there has been four generations of Muslims who have not seen Gold Dinar and Silver Dirham; four generations of Muslims who have been divided into little national reservations and sentenced to permanent robbery first by local, then by international Masters of Riba; four generations of Muslims who haven’t known what is their Deen. The introduction of Gold Dinar and Silver Dirham in the state of Kelantan is not a new idea or experiment, it is the return to the medium of exchange that has been known for 1400 years throughout Dar al-Islam as Money of Shariah taking its legislation from Allah’s Revelation and Rasul’s Sunnah.

SAKSIKAN MAJLIS PERASMIAN PELANCARAN MATAWANG SYARIAH (DINAR & DIRHAM) SECARA ONLINE (STREAMING) PADA 12 OGOS 2010. http://www.dinarkel.com/

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10 SEBAB MENGAPA ANDA PERLU MENUKAR WANG KERTAS KEPADA EMAS.

10 SEBAB MENGAPA ANDA PERLU MENUKAR WANG KERTAS KEPADA EMAS.

1) Tiada susut nilai dan inflasi. Zaman nabi kita s.a.w kambing sedinar seekor, zaman sekarang pun masih sedinar seekor. Sedinar sekarang RM480 lebih kurang 1 dinar=4.25g

Setiap hari susut nilai. Satu ketika dahulu, duit Indonesia tidaklah seperti sekarang di mana 100000 rupiah=RM35 dulu mahal lagi.

2) Bernilai kerana ia logam.

Dipernilai kerana ia kertas yang dicop sahaja. Jika anda ada kuasa, anda pun boleh cop.

3) Laku satu dunia setiap masa. Orang kemboja yang hijrah ke Malaysia kini kaya raya di kelantan menggadaikan emas mereka untuk dijadikan modal meniaga batik. Bayangkan kalau mereka bawa duit kertas negara mereka pada ketika itu, nescaya tak laku kerana negara mereka pada ketika itu kacau bilau.

Laku waktu aman je..contoh depan mata ialah Iraq,Selepas kejatuhan Saddam,dinar iraq terus tidak bernilai.

4) Pelaburan paling terjamin dan menguntungkan. Kos nak pergi haji tahun 2006 ialah 68 dinar tapi dijangka tahun 2009 hanya perlu 30 dinar sahaja. Jadi anda tak perlu tambah duit dan dapat pergi haji lebih ramai.

Kalau anda menabung bentuk duit, nescaya anda perlu tambah lagi wang anda walhal anda penat2 menyimpanng tak berkesudahan....

5) Pemimpin negara kita adalah penyimpan dinar. Mereka tahu tentang tipudaya wang kertas ini.

Disimpan oleh rakyat. Beratur di bank sebulan sekali nak simpan duit 100 200. Jangan malukan diri anda lagi.

6) Negara China adalah penyimpan emas terbanyak dunia. Untung bisnes semua beli emas. China memang kuasa besar dunia tak lama lagi kerana mempunyai emas.

Amerika negara pencetak wang kertas terbanyak dunia tanpa sandaran emas. Hanya cetak dan beli minyak dari Arab,beli alat pertahanan tapi sekarang,semua sudah tahu tembelang Amerika, cetak duit kertas tanpa emas..tak lama lagi akan down..

7) Layak kena zakat. Dapat pahala. 85gram/20 dinar simpan baru wajib zakat. Zakat 2.125g /setengah dinar.

Khilaf ulamak. Ada kata kena ada kata tak.(rujuk kitab risalah imam shafie). petikannya; tidak harus dikiaskan emas dan perak dengan duit ringgit(wang kertas) pada wajib zakat. 3 mazhab lain wajib zakat. Mazhab Shafie tak wajib..anda nak bayar juga, suka hati koranglah tapi taqlid mazhab selain shafie lah, kang tak pasai2 duit habis, amalan tak sah.

8) Keunikan yang ada pada umat islam tapi tidak digunakan.

Alat barat untuk mengambil kekayaan orang Islam seperti minyak,senjata,teknologi dan sebagainya.

9) Peningkatan purata 11% setahun tanpa susutnilai.Rujuk http://www.kitco.com/

Susut nilai setahun 37% . bonus ASB baru 7% setahun..rugi 30%.tapi kita tak nampak..kita nampak kertas aku makin banyak.

10) Tiada siapa boleh main harga kerana ia memang berharga.

Alat paling bahaya kerana penyangak matawang sentiasa ada. Tak takutkah anda jika 100 000 anda di bank dibuang 3 kosong dibelakang menjadikan duit anda jadi 100 je..tak mustahil kerana kertas semata-mata, ia hanya diperhargakan.. dan boleh dimanipulasikan..


"menyimpan emas asas kekayaan anda"

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menghidupkan bulan ramadhan dengan ibadah

selamat menghayati bulan ramadhan...

"menyimpan emas asas kekayaan anda"

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Why central banks hold gold

Why central banks hold gold
Monetary authorities have long held gold in their reserves. Today their stocks amount to some 30,000 tonnes - similar to their holdings 60 years ago. It is sometimes suggested that maintaining such holdings is inefficient in comparison to foreign exchange. However, there are good reasons for countries continuing to hold gold as part of their reserves. These are recognised by central banks themselves although different central banks would emphasise different factors.


Diversification
In any asset portfolio, it rarely makes sense to have all your eggs in one basket. Obviously the price of gold can fluctuate - but so too do the exchange and interest rates of currencies held in reserves. A strategy of reserve diversification will normally provide a less volatile return than one based on a single asset.

Gold has good diversification properties in a currency portfolio. These stem from the fact that its value is determined by supply and demand in the world gold markets, whereas currencies and government securities depend on government promises and the variations in central banks’ monetary policies. The price of gold therefore behaves in a completely different way from the prices of currencies or the exchange rates between currencies.

Economic Security
Gold is a unique asset in that it is no one else's liability. Its status cannot therefore be undermined by inflation in a reserve currency country. Nor is there any risk of the liability being repudiated.
Gold has maintained its value in terms of real purchasing power in the long run and is thus particularly suited to form part of central banks' reserves. In contrast, paper currencies always lose value in the long run and often in the short term as well.

Physical Security
Countries have in the past imposed exchange controls or, at the worst, total asset freezes. Reserves held in the form of foreign securities are vulnerable to such measures. Where appropriately located, gold is much less vulnerable. Reserves are for using when you need to. Total and incontrovertible liquidity is therefore essential. Gold provides this.

Unexpected needs
If there is one thing of which we can be certain, it is that today’s status quo will not last for ever. Economic developments both at home and in the rest of the world can upset countries’ plans, while global shocks can affect the whole international monetary system.
Owning gold is thus an option against an unknown future. It provides a form of insurance against some improbable but, if it occurs, highly damaging event. Such events might include war, an unexpected surge in inflation, a generalised crisis leading to repudiation of foreign debts by major sovereign borrowers, a regression to a world of currency or trading blocs or the international isolation of a country.
In emergencies countries may need liquid resources. Gold is liquid and is universally acceptable as a means of payment. It can also serve as collateral for borrowing.

Confidence
The public takes confidence from knowing that its Government holds gold - an indestructible asset and one not prone to the inflationary worries overhanging paper money. Some countries give explicit recognition to its support for the domestic currency. And rating agencies will take comfort from the presence of gold in a country's reserves.
The IMF's Executive Board, representing the world's governments, has recognised that the Fund's own holdings of gold give a "fundamental strength" to its balance sheet. The same applies to gold held on the balance sheet of a central bank.

Income
Gold is sometimes described as a non income-earning asset. This is untrue. There is a gold lending market and gold can also be traded to generate profits. There may be an "opportunity cost" of holding gold but, in a world of low interest rates, this is less than is often thought. The other advantages of gold may well offset any such costs.

Insurance
The opportunity cost of holding gold may be viewed as comparable to an insurance premium. It is the price deliberately paid to provide protection against a highly improbable but highly damaging event. Such an event might be war, an unexpected surge of inflation, a generalised debt crisis involving the repudiation of foreign debts by major sovereign borrowers, a regression to a world of currency and trading blocs, or the international isolation of a country.

How much gold?
This is a matter for countries and central banks to decide in the light of their particular circumstances. The international average is about 10.2% at current market prices but, in the EU it is over 50% and the USA holds around 75% of its reserves in gold. Countries facing particular volatility in their economic and/or political circumstances will want to consider the level of gold in their reserves.

source;http://www.reserveasset.gold.org/why_hold_gold/.

kalau bank pusat pun yang terkenal dengan gagah kewangan pun pegang emas..kita tak mau ke..?

"menyimpan emas asas kekayaan anda"ikhlas dari hafizgold call.013-3196406, emel/fb : fiz_237@yahoo.com.my

teknik mengumpul emas- rempit

artikel menarik dari geng 916
http://geng916.com/2010/02/bagaimana-nak-menambah-emas-dengan-bantuan-ar-rahnu/
moga ada manfaat pada semua pembaca;

Pada kali nie gang nak bercerita mengenai bagaimana kita nak beli emas dengan bermodalkan 35% sahaja dari kewangan kita…kisah nie adalah update dari kampen 1Bulan 1 Dinar yang geng war-warkan selama ini…cuma ini info terkini… penambah baikan dari artikal geng yang bertajuk

Macam mana nak buat keuntungan dengan emas?Part 2 maybe finale
Oleh itu pengiraan dahulu tidak digunakan…ini adalah pengiraan terkini seperti biasa kaedah ini masih lagi mengunakan 1 dinar dan wang simpanan RM500…kena ada 1 dinar dulu baru boleh berjaya….Geng guna 1 dinar adalah kerana ini adalah emas yg murah untuk diperolehi oleh golongan-golongan sasaran geng…lokasi di KPMNJ JB (KOPERASI PEMODALAN MELAYU NEGERI JOHOR)


Ok caranya….
1 ) lock harga emas baru melalui agen yg anda kenal

2) bawa 1 dinar ke Ar-Rahnu KPMNJ dengan sijil ketulinan..

3)pegawai Ar-Rahnu akan buat kiraan…cthn nya pada hari itu harga emas gadaian 916 adalah RM129. (makluman 1 dinar adalah emas 916 dan beratnya adalah 4.25g)
cth kiraan:-
4.25 x RM129.00 = RM548.25 (harga mahrumnya)
dapat ditangan adalah 65% drpd jumlah harga mahrumnya…..548.25 x 65% = RM 356.36 ( inilah nilai yang kita dapat)

4) tempoh matang penebusan adalah 6 bulan..walupun dalam bila-bila masa boleh tebus..tetapi suka geng cadangakan eloklah dibayar secara ansuran selama 6 bulan mengikut tempoh matang…tetapi Ar-Rahnu akan kenakan upah simpan kepada emas yg kita gadai tadi…di KPMJ upah simpanya adalah mengikut nilai jumlah marhumnya…dimana jika jumlah nilai marhumnya diBAWAH RM1000 upah simpanya adalah 0.65% dari harga marhum….manakala jika nilai marhumnya di ATAS RM1000 upah simpannya adalah 0.7% dari harga marhum tadi..jadi 1 dinar nilai upah simpannya:-
cth kiraan:-
jumlah marhum 1 dinar = RM548.25
upah simpannya 0.65%
jadi 0.65% x RM548.25 = RM3.57 sebulan…jadi 6 bulan…RM3.57 x 6= RM21.42 sahaja (boleh bayar terus)

ok untuk tebus emas adalah duit dari 65% tadi dibahagi 6 bulan…..RM 356.36 / 6 = RM59.39/bln
jadi sebulan kita kena bayar RM59.39 + RM3.57 = RM62.96…cincai kira RM63/bulan sahaja untuk tebus 1 dinar tadi..

5) dengan duit ditangan yang kita dapat dari pajakan 1 dinar tadi….kita gunakan bayar 1 dinar yang kita lock tadi dengan agen kita…kita dah ada 65% harga 1 dinar…cuma perlu tambah 35% saja lagi…kita boleh ambil dari modal RM500 yang kita komitkan tadi…
contoh kiraan
katakan lock harga 1 dinar = RM555
ditanggan ada RM 356.36 jadi perlu tambah….RM 356.36-RM555 = RM198.64(jumlah perlu ditambah)
jadi yang perlu ditambah adalah 35% = RM198.64 sahaja…dimana nak dapat duit nie…..dari modal yang kita ada RM500 tadi….jadi RM500 – RM198.64 = RM301.36 baki (simpan dalam akaun untuk digunakan sebagai penebusan bulan-bulan emas 1 dinar tadi jangan bawa ke bulan depan)
untuk bulan depan guna RM500 baru…jangan dari baki lepas…

6) dengan proses ini kita dah 2 keping 1 dinar… 1 ada kepada Ar-Rahnu….1 ada kepada kita yg baru dibeli tadi…jadi teruskan proses nie…bila dah dapat 6 dinar atau 7 dinar..pajakkan untuk beli 20g emas 999 yang nilai gadaiannya lebih tinggi yak nie pada hari nie RM141/g…kalau pajak nilai marhumnya adalah RM RM2820….65% = RM1833…kalau mampu boleh guna proses diatas…tapi kalau tak mampu boleh beli 1 dianar 3 keping..kan untung

kenapa kita kena susahkan diri buat cara nie..dan kenapa saya lebih galakkan guna cara nie?…ini adalah kerana dengan cara nie kita boleh beli emas banyak dengan bayar sedikit contohnya yang saya dah buat…saya beli 4 keping 1 dinar sekali gus dengan bayaran harga 1 dinar melalui easy payment yg PG perkenalkan…hehehehe……jadi sebulan saya beli 4 keping 1 dinar dengan harga yang sama..hehehehe sebab harga sentiasa berubah…tak kisahla kalau harga turun..yg risau kalau harga naik..jadi kaedah nie..paling best bagi saya yg baru nak kumpul aset emas dengan modal kurang RM600…jadi selamat membeli emas…semua orang boleh beli emas….orang miskin akan kaya raya jika dia guna cara ini insyaallah …ingat korang kena disiplin…..dan buangkan tabiat pembaziran…berhentila merokok tue..beli emas lagi bagus la…kurangkan merokok…merokok itu HARAM



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Why You Should Buy Gold Before China Does-Wealth Daily

Why You Should Buy Gold Before China Does-Wealth Daily

According to the Financial Times:

China has moved to liberalize its gold market further, increasing the number of banks allowed to trade bullion internationally and announcing measures that will encourage development of gold-linked investment products.The move by Beijing's central bank comes as the country's investors pour record amounts of money into gold, in a trend that is becoming a significant factor on global prices.

"This is a positive sign for the gold market," said James Steel, precious metals strategist at HSBC in New York.

"The Chinese statement reaffirms the vigor of the emerging markets' demand for retail physical bullion."



New gold-linked investment products?

Currently gold makes up less than 2% of China's foreign reserves right now.

In fact the exchange-traded fund GLD holds more gold than China does.

Take a look at the top 10 owners of gold:

As you can see by the above chart, China would have to increase its gold reserves seven-fold to reach the gross tonnage levels of the United States. But on a percentage basis, forget about it.

So how big can the gold market in China get?

Growth figures coming out of China are astounding. Automobile manufacturers - including the high-end car producers like BMW - cannot keep up with the demand from newly-enriched middle class Chinese.

According to BMW's quarterly report that was released yesterday:

The number of BMW, Mini and Rolls-Royce cars sold rose by 12.5% in the quarter.

This included a 3.6% growth in Europe and a 5.6% rise in the U.S.

The most spectacular growth was seen in Asia, where quarterly sales were up by 59.4% at just under 70,000 cars.

More than 45,000 of these sales were in China and Taiwan - almost double the volume seen in the same period in 2009.

The Chinese middle class is growing in both gross numbers and percentage terms dramatically, as this nation of 1.4 billion people is developing on every front.

Their disposable income is rising faster than even they imagined.

Historically, China is a nation of savers. The last time I checked, the average Chinese saver saves up to 40% of his income. So it is not surprising, then, that the Chinese government is encouraging investment in gold.

jadi...apa kata anda...

kata saya;
"menyimpan emas asas kekayaan anda"

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Saudi Arabian gold demand 'rising'-World Gold Council

Demand for gold is on the rise in Saudi Arabia as the summer prompts families to snap up the precious metal as gifts.

This is according to gold merchant Ahmad Al-Ammari, who told the Saudi Gazette that prices have been rising not just locally but also around the world.

the annual Hajj pilgrimage to Mecca usually sees plain gold chains and necklaces rise in popularity "as pilgrims love them because they can benefit from selling them in their countries".

Meanwhile, Eid and other holidays tend to see sales of more colourful jewellery rise, with Ramadan bringing a particular spike in demand for bracelets and other items for children.

Gold sales in Saudi Arabia were high earlier this year even when the precious metal reached record high prices as demand for wedding jewellery and gold investments continued unabated, according to the Saudi Gazette.

Source: http://www.gold.org/news/2010/08/05/story/15376/saudi_arabian_gold_demand_rising/

apabila permintaan tinggi...harga emas akan naik....
jom apalagi..

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''Rezeki yang tidak disangka-sangkakan'' @ ''kesulitan yang diberi jalan petunjuk''

Hikmat Ayat Seribu

Bermaksud :

Dengan nama Allah Yang Maha Pemurah Lagi Maha Mengasihani. Dan sesiapa yang bertaqwa kepada Allah (dengan mengerjakan suruhanNya dan meninggalkanlaranganNya), nescaya akan dijadikan baginya jalan keluar (dari segala perkara yang menyusahkannya).

Serta memberinya rezeki dari jalan yang tidak terlintas hatinya. Dan (ingatlah), sesiapa berserah diri bulat-bulat kepada Allah, maka Allah cukupkan baginya (untuk menolong dan menyelamatkannya). Sesungguhnya Allah tetap melakukan segala perkara yang di kehendakiNya. Allah telahpun menentukan kadar dan masa bagi berlakunya tiap-tiap sesuatu.

(Ayat 2 & 3 Surah At-Talaq)

Ayat ini mengandungi seribu faedah jikalau di amalkan tiap-tiap kali lepas sembahyang sebanyak tiga kali, insya’Allah akan beroleh seribu faedah, barang siapa yang beramal ayat ini Allah taala akan mengadakan baginya jalan keluar dari segala kesulitan, Allah ta’ala akan memberi rezeki yang banyak dengan tidak di sangka-sangka dan Allah Ta’ala menyampaikan segala hajatnya, dengan beramal bersungguh-sungguh dan yakin kepada Allah, terlindung segala daripada bala di darat dan di laut.

Jikalau dibaca ayat ini kepada orang yang sedang sakit sebanyak 3 kali dan dihembuskan kepada si pesakit itu dan di jampi pada air sebanyak 3 kali diberi minum, insya’Allah si pesakit akan sembuh.

Jikalau mendapat sebarang kesusahan yang amat berat, kesusahan kerana kezaliman orang-orang tamak, oleh peperangan yang ditimbulkan oleh musuh-musuh Negara, beramallah selalu dengan ayat ini selepas daripada sembahyang lima waktu, mudah-mudahan segala kesusahan mendapat perlindungan dari Allah Ta’ala.

Jikalau masuk berperang menentang musuh, tiada binasa oleh terbakar, jika di pukul dengan besi tiada lut dan tiada binasa dari sebarang benda yang bahaya, hendaklah beramal ayat ini dan bertawakkal kepada Allah, baca ayat ini sesudah sembahyang lima waktu, baca ketika hendak tidur tiga kali, baca ayat ini ketika hendak keluar rumah sekurang-kurangnya tiga kali

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